Did you recently sign up for a Southwest Rapid Rewards Chase credit card to earn the Southwest Companion Pass and start flying free?! The bonuses for all three of Southwest’s cards are currently at their highest ever, allowing you to sign up and be approved for just two cards, meet their miminum spend and immediately earn the Southwest Companion Pass!

11 Ways to Meet the Minimum Spend on an Airline Credit Card via @GotoTravelGal

The Southwest Companion Pass is an amazing deal that lets one person fly free with you from the time you earn it until the end of the following year. Download my step-by-step guide on how to earn it below.

Download Your FREE Guide & Start Flying FREE on Southwest!

The Southwest credit cards you can choose from include:

  • Southwest Rapid Rewards Chase Premier
  • Southwest Rapid Rewards Chase Business Premier
  • Southwest Rapid Rewards Chase Plus

To apply for any of the credit cards in this post, please start at TRAVEL CREDIT CARDS in the main menu above. This allows me to earn a commission — at no cost to you– to help pay the blogging bills ūüôā and continue to bring you great information FREE! I sincerely appreciate you taking this step!

Are you wondering how you will meet that minimum spend? Let’s start with¬†how you should NOT meet the minimum spend:

  • Buy something you cannot afford
  • Buy something for which you do not have cash to cover in the bank right now or in the next 30 days
  • Splurge on something you don’t need
  • Buy something JUST to earn the points

BUT, there are plenty of ways you can responsibly meet the minimum spend with a little creativity and by paying your ordinary expenses. A good practice is to charge the items to your card and then go pay the card off every few days or at least at the end of the billing period BEFORE you are charged interest.

11 Ways to Meet the Minimum Spend on Your New Credit Card

Here are 11 examples you may not have thought of besides the obvious dining, grocery and everyday expenses:

  1. Summer Camps РDo you send your kids to various summer programs and camps? Those can run $100-$200 each, so use your Southwest credit card.
  2. Technology Upgrades РDid your computer quit on you? Use your card to buy a new one. Read how I double-dipped on Rapid Rewards points by starting at the Rapid Rewards Shopping Portal and then paying with my Southwest Rapid Rewards Premier credit card.
  3. School Fees РWe have to pay a fee for each sport my child participates in at the middle and high schools, as well as pay a book fee for each kiddo. Charge it and then pay it off!
  4. Home Improvements –¬†Need a new refrigerator or redoing the bathroom? Use your credit card to pay for this expense and get closer to meeting your minimum spend.
  5. Get Reimbursed¬†– Offer to put the group’s dinner charge on your card and then apply to be reimbursed by your company (as long as you can be reimbursed before interest charges begin accruing). This is a great strategy for any expense for which you can be reimbursed. You pay it, then get the company to pay you back! Then you’re earning points on someone else’s dime!
  6. Medical & Dental Bills¬†– Most medical bills allow you to go online to pay them these days. Whip out the credit card and then pay it off in a few days. Plus,¬†we all need to visit the dentist about twice a year. Guess how I’ll be paying? ūüôā
  7. School Clothing РWith kids, it seems you have to buy new school clothes every few months as they grow quickly, especially my boys who are growing seemingly inches at a time! Buy online, starting at the Rapid Rewards Shopping Portal, then pay with your Rapid Rewards credit card and you can double dip!
  8. TSA Pre-Check – We decided to invest in the $85 TSA Pre-Check to help us get through security lines more quickly since we do a lot of traveling. We think the $85/person (kids 12 and younger are free) over five years is a worthy investment. Note: TSA Pre-Check does not work with ALL airlines, especially budget carriers, but it DOES work with Southwest. Some airports also do not have TSA Pre-Check.
  9. Utilities – Did you know you can pay many utilities online with a credit card, often with no additional fee? Give it a try. I am able to pay electric, gas, phone and water all online by credit card.
  10. College Tuition –¬†Got a student headed to college this fall? Pay all or part of their tuition to knock out your minimum spend.
  11. Mortgage and Rent – Using a service like Plastiq (please note this is a referral link, which earns me fee free dollars if you use the service), which charges a 2.5% fee, you can pay bills that typically only accept cash or checks using a credit card.

All of these $100 and $200 fees add up very quickly. Combined with groceries and dining, you probably need only a handful of these to hit the minimum spend on one card. Just, PLEASE be sure you pay it off monthly, so you don’t get into debt in order to fly free (because then you aren’t really flying free!).

Let me know other creative ways you’ve found to meet your minimum spends.

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