It couldn’t get any easier to earn the Southwest Companion Pass than it is right now!
This pass, which lets one person fly free with you for up to two years, was already SIMPLE to earn, but now you can literally have it in hand in just TWO steps. AMAZING!
Right now, all 3 Southwest Rapid Rewards personal credit cards are offering a 75,000-point bonus once you are approved and meet the minimum spend.
This deal ENDS February 10, 2020.
And the Southwest Rapid Rewards business cards ALSO have great offers. The Southwest Performance Business card has a 70,000-point bonus and the Southwest Premier Business card has a 60,000-point bonus — both after meeting the minimum spends.
So by applying for ONE Southwest personal credit card (you can only hold 1 personal Southwest card) and ONE business Southwest credit card and then meeting the minimum spend, you will have earned more than the 125,000 Southwest points required to earn your pass.
Keep reading to learn EXACTLY how to take advantage of this RARE offer!
Note: To apply for the credit cards included in this post, please use the links within this post or click on TRAVEL CREDIT CARDS on the main menu shown in the image below (choose Airline). This allows us to earn a commission — at no cost to you — to help support the blog and our free content. I sincerely appreciate you taking this step!
Want to ensure you don’t make any mistakes earning the pass? Be sure to download my 10 Things You MUST Know to Earn the Southwest Companion Pass tip sheet below…
NOW Is the Best Time of Year to Earn the Southwest Companion Pass!
An ideal scenario is to earn the Southwest Companion Pass as early in the year as possible. This is because is is VALID from the time you earn it until the END of the following year (that would be Dec. 31, 2021).
If you earn it NOW, it will be good for almost TWO full years, so go for it!!
How to Earn the Southwest Companion Pass in 2 Simple Steps
Prefer video? Check out my video walk-through of how to earn the Southwest Companion Pass in 2 steps above! Thanks for also subscribing to Go to Travel Gal on YouTube and giving the video a thumbs up ;-).
First, you’ll need to know these Southwest credit card rules before trying to apply for ANY of their cards:
- Each person can only hold ONE personal Southwest card.
- You are not eligible to earn a bonus on a Southwest personal card if you’ve earned a bonus on ANY personal Southwest card ONCE in the last 24 months. If this rules you out, consider applying for TWO Southwest business cards (you CAN hold BOTH business cards) or having a spouse or loved one take advantage of this offer.
- You can hold BOTH business cards (which is different than the personal card rule).
- Chase will not approve you for ANY card if you have opened 5 or more new cards of ANY type in the last 24 months (excluding Chase, AMEX and Citi business cards).
- Chase will not approve you if you apply for more than one of their cards within 30 days. An exception to this rule, which some readers have had success with, may be if you bank with Chase and go into a branch to apply.
Step 1: Apply for a Chase Southwest Rapid Rewards personal card
If you are eligible (per the above rules) to apply for a Southwest personal card and earn the bonus, the first step is to apply for one of Southwest’s three personal cards — all of which have a 75,000-point bonus offer.
Your options are listed below, but this post compares all Southwest credit cards in detail.
- Southwest Priority ($149 annual fee)
- Southwest Premier ($99 annual fee)
- Southwest Plus ($69 annual fee)
If you fly Southwest frequently, or plan to, I recommend going with Southwest Priority as it has a host of benefits including a $75 per year credit that you can use to buy Early Bird or to purchase flights, as well as four upgraded boarding orders each year (awesome perk!).
Step 2: Apply for a Southwest Business Card (at least 30 days later)
Your next step is to choose from Southwest’s two business cards and apply for one.
Nearly anyone can qualify for a business card. Any sort of side income can be used to earn a business card, even if it’s just as a sole proprietor using your SSN. Think selling used furniture on Facebook Marketplace or books on eBay, recharging Lime scooters, walking dogs, babysitting etc.
Are any of these something you could start doing if you aren’t already? You really only need to have the “intention” to earn a profit with a side business to be eligible for a business card. And you can do so using your own social security number. I advise getting a FREE EIN # from the IRS, as that usually provides any additional paperwork that Chase may ask to see.
Download our FREE “Ultimate Guide to Earning a Small Business Card,” which has step-by-step details, including how to fill out the online application, below…
Here are your card options:
- Southwest Performance Business ($199 annual fee) – 70,000-point bonus after a $5,000 minimum spend in 3 months; read my full review
- Southwest Premier Business ($99 annual fee) – 60,000-point bonus after a $3,000 minimum spend in 3 months (benefits detailed here)
Then all you have to do is meet the minimum spends on each card within 3 months. Read my post on how to meet the minimum spend on a Southwest credit card.
I like to use a service like Plastiq (this is an affiliate link) that lets you pay bills you ordinarily can’t pay with a credit card (note: you can’t pay a mortgage with Plastiq) with a credit card in order to help quicky knock down a minimum spend.
You may also want to purchase my Get Organized: Miles & Points Toolkit ($7), which contains 6 helpful tracking sheets, including one to help you keep track of reaching your minimum spend.
Make sure you don’t put more on the card than you can pay off each month just to finish the minimum spend. These cards have high interest and if you’re paying interest, this is no longer such a great deal.
The points will credit to your account AFTER the closing date of the time period in which you meet the minimum spend or possibly after the SECOND closing date after the time period in which you met the minimum spend (some readers have reported that of late).
Get Your Southwest Companion Pass!
Southwest should email you that you have reached Companion Pass status once all of your points have credited! You can also go to Southwest.com and click on My Account, which will show you your current status. Then simply call Southwest to choose who your Companion will be.
Keep in mind that not only do you have the Pass, but you now have 125,000 Southwest points to spend booking FREE FLIGHTS! You can use these points AS SOON AS YOU EARN THEM to book free flights; they will still qualify for the Companion Pass.
By combining the Southwest Companion Pass with earning tons of Southwest points, my family of four has been able to fly almost entirely free around the U.S. since fall of 2015. It’s incredible! Here’s how the Companion Pass has changed my life.
What Do I Do If I’m Declined?
Here’s what to do if you are declined: Call the Chase reconsideration line to find out why.
It’s often because you applied for more than 1 card in 30 days or they want to see some simple additional paperwork for the business card.
Sometimes it’s because they don’t want to extend you any more credit from Chase. If that’s the case, ask if you can close another card or reduce a credit line on a different card and extend it to this one.
Don’t worry if you are declined. It’s happened to us twice, and we were eventually approved both times. Keep your end game in mind: the Companion Pass!
Are There Any Costs Associated With This Process?
Yes, but they are minimal when spread across two years or multiple flights. They include:
- $5.60 per person per way mandatory government security fee
- $69-$199 annual fees for each credit card
That’s it! A heckuva deal!
Who’s going for the Southwest Companion Pass by taking advantage of these offers? Shout it out! What questions do you have? Post below or email me at lyn AT gototravelgal.com and I’ll be happy to help you sort through it.
- 7 Ways to Use the Southwest Performance Business Card Bonus
- 10 Reasons to Get the Southwest Priority Card
- The Ultimate Guide to Earning the Southwest Companion Pass
- Top 10 Southwest Companion Pass FAQs
- The Latest Posts on How to Earn Rapid Rewards Points
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