Note: This post contains affiliate links for which I earn a commission on purchases/sign-ups.
I am a longtime couponer who used to hit up four different grocery stores each week to buy what was on sale paired with a variety of manufacturer and store coupons. I still love the idea of getting something free, which is what enticed me about miles and points travel, but I am no longer willing to put in the time to load up on free boxes of cereal.
That said, I’ve found some the easiest ways to save on grocery and household expenses that take little or no time, but still net you a decent savings. This gives you more money to put toward things like travel!
Here are my 4 favorites:
1) Target Red Card Debit – WAIT! Before you stop reading, the Target Red Card is NOT just a credit card. If you’re like me, you always stop the Target clerk as soon as they offer the Red Card with a “No thank you” as you feel like you’re getting sold another credit card. While it CAN be a credit card, you can also get the debit card version like I have. This card, simply by using it, saves you 5% off EVERY time you shop at Target with the money coming directly out of your bank account. I love to shop at Target for groceries, clothes and household items and to me, this is the simplest, easiest way to save with no coupon clipping or sale research required. Using the Red Card online also scores you free shipping (and 5% off of course) and they periodically send me some great coupons in the mail. Apply for your Red Card here and instantly start saving 5% without doing a gosh darn thing :).
2) Target Cartwheel – While we’re on Target, I wanted to share this slightly more time-consuming way to save there. Target Cartwheel is an app you load onto your smartphone, which lists a percentage off of all kinds of items in store varied by day or week. I load up my cart, pull off to the side and then use the app’s scanner to quickly scan everything in my cart and add any “coupons” from the app that offer savings on the things I’m buying. There are often good ones on clothing, which paired with a sale, and perhaps a store printed out coupon that can really add up to serious savings. They average about 5% off (which isn’t much on a $.79 can of beans) but usually I am able to score about $5 off my total grocery bill by using Cartwheel. Download Cartwheel for:
3) Find & Save App – Did you know there are free apps for your phone that let you earn money back on groceries and other purchases by simply snapping a picture of your receipt?! Again, no coupon clipping required! One of the easiest is Find & Save, which pays out a certain dollar amount – $.25 all the way up to $10 – when you spend a certain amount at a store, such as Best Buy, Target, CVS, Michael’s, Old Navy and more. Open the app, click on the offer, snap a picture of your receipt and voila! money added to your Find & Save account. You can transfer the amount to PayPal. If you use code X93L when you first open the app, they will kindly put $3 into my account and you can do the same with your friends and contacts.
4) Ibotta App – This app works similarly to Find & Save but is not AS simple, though it’s certainly easy enough. Ibotta has grocery stores, movie theaters, home improvement, clothing stores and pharmacies all with cash-back deals on specific products. On Ibotta, you find the store where you shopped, look for the products you bought (often there are general ones like “milk,” “bananas,” “bread,” etc.), select them, scan their barcode and then upload your receipt. You’ll earn anywhere from $.25 to $1 on most items. I make it a habit to scan my stuff right after I get everything unloaded from the grocery store. If you sign up for Ibotta, use my referral code “gyuhwq” and you get $10 after redeeming your first rebate and I get $5 — another win-win!
Do you use any of these simple ways to save? Got any good ones I’m missing? Please share!