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Don’t Freak Out if AMEX Asks You to Call During the Card Application Process

If you have decided to apply for an American Express personal AND business cardI wanted to share my experience so you won’t be dismayed if you don’t get an immediate approval on your second card application.


If You Get a Screen That Says You Need to Call…

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When I applied for the Starwood Preferred Guest business card several years ago, I was greeted with a page saying I would need to call American Express to discuss my application. Panic attack!

I thought the worst: that I was likely not going to get approved due to signing up for a number of cards around that time.

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Best case scenario was that they might simply require me to provide more information (no biggie) and then make a decision from there.

However, when I called the number, all they wanted to do was verify I was who I said I was for security purposes, since I’d recently signed up for the consumer card, too.

They could not have been any nicer and they even expedited my card’s delivery without me even asking. So, this is very likely to happen to you if you have applied for BOTH cards.

Don’t worry and press on, traveler!

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In Summary

Don’t be thrown off if you get a screen asking you to call AMEX after applying for a second American Express card.

And again, be sure you can pay off ALL expenses you will put on these cards to meet the minimum spend, as it is no longer a GOOD deal if you have to pay exorbitant interest on the balance.


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