If you are new to credit cards that offer perks, Discover is a good place to start. They have many cards with no annual fee and are typically more lenient on approvals.
Here is a Discover it Cashback Match Review, which is an easy card to get that offers excellent benefits and savings.
Note: Chase does not like to approve people who have been approved for 5 or more cards in the last 24 months, so be sure you get your Southwest Chase and Chase Sapphire Preferred (or Reserve) cards first if you plan to fly free on Southwest and earn your Southwest Companion Pass. Download my free guide below on how to easily earn your Southwest Companion Pass so one person can fly free with you.
Download Your FREE Guide & Start Flying FREE on Southwest!
Discover it – Cashback Match
In addition to the above cards, I really like Discover it® – Cashback Match, because it offers quarterly categories (like restaurants, home improvement stores and Amazon) where you can earn 5% cash back on your purchases and 1% cash back on everything else.
We have used the Discover It card to save on Dining at Walt Disney World on our meals, because restaurant coupons are nonexistent at Disney World :).
To review and apply for credit cards, please consider starting at the TRAVEL CREDIT CARDS link in the main menu (shown in the image below). This allows me to earn a commission — at no cost to you — to help pay the blogging bills and continue to bring you great information FREE. Thanks for taking that step!
These typically include Amazon, restaurants, gas stations, department stores, warehouse stores, gas stations, movies and more!
*You DO have to ACTIVATE these bonuses, which you can do by logging into your account.
Why I Like Discover it® – Cashback Match:
- No annual fee (so you can hold on to it for a long time, which helps your credit score)
- More lenient with approvals
- 5% cash back on select categories that change quarterly
- 1% cash back on all other purchases
- For new card members they will match all the cash back you have earned in the first year, which doubles your cash back.
- 0% Intro APR for 12 months on purchases and balance transfers.
- A good way to save on things for which there are no coupons or other savings options!
What do you think? Will you add this card to your wallet? Check out my Travel Credit Card Plan if you’re looking for which cards to put in your wallet in what order.
Want a Discover card that earns miles? Check out my review of Discover it Miles, an ideal travel credit card for beginners!
Thanks again for using the TRAVEL CREDIT CARDS link in the main menu above to review and apply for any credit cards and to help support Go to Travel Gal!
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